In college my mom paid for my cell phone bill. Thank God because I was barely making enough to afford groceries let alone a legit monthly cellphone bill. Even though I worked on campus my bi-monthly paycheck was maybe $127.00.
Okay so maybe my mom continued to pay my cell phone bill even a few years after I graduated college. (Ma, you the real MVP) Eventually I had to get my own cell phone plan and long gone are the days of signing a two year contract and getting a cell phone for free or maybe paying $100 for a phone. Oh no honey, now you have to either pay for the phone upfront or make monthly payments until the phone is paid off.
For the past two years I’ve been with Sprint after paying for the phone I’ve paid about $84.00 a month except after the first bill which was about $147.00. Now that I think about my bill was closer to $100 a month, but once I signed up for automatic bill pay they knocked it down to $84.00 a month. Wooptie doo.
I really didn’t like paying almost $100 for my phone each month. I barely talk on the phone and to be honest I don’t need to be on social media all the time I need to do a better job at being in the present moment and enjoying the scenery. An older women who I respect sent me this honest email January last year.
“I have a little advice of my own to pass along. You really need to be present when you are somewhere — the phone is a distracting drug — and I am just glad I grew up before they were around because I am not tied to a device. You learn so much from interacting with people and you really can’t do both well simultaneously. You may think you can == but the vibe you end up giving off is that the phone is more interesting.
I know we can be honest with each other, right! You have so much together for someone your age — I just wanted to pass along some wisdom I’ve learned during my time on earth.”
We can all use this advice . I appreciate her for being honest and sharing because you don’t grow from praise, you grow from criticism. Anyway, I’ve always heard of of Republic Wireless and even Ting Inc. but didn’t do too much research on them.
For some reason something inside of me acquitted cost with quality. So when my dad would tell me about his Metro PCS phone I’d be like what Metro PCS uhm no dad, I’m not going to use Metro. There’s a reason wisdom comes with age because eventually I got tired of paying $84.00 a month. (I just turned 27 so I’m one year wiser now. )
My mom wanted to get rid of Sprint I told her she should look into Republic Wireless that’s what many of the other money bloggers were using and they kept raving about how much money they were saving. My mom signed up with Republic Wireless her phone cost her $100 and she only paid $20.00 a month. Some months she would brag about how she would get a credit back if she didn’t use all her data for the month.
“Mom there’s no way you’re only paying $20.00 a month for your phone, how is this even possible?” I thought. I secretly didn’t want to hear her brag about all her monthly savings, while I was still shelling out almost $100 a month for mine. Something had to give.
Last week I cut the cord on my 2 year Sprint contract and ran into the arms of no contract Republic Wireless . I’m still fairly new to their service, but so far so good. I pay for the data that I want to use and if I run out I can always upgrade for more. My current bill is $30.00 a month for 2GB of data. I always use my WiFi first and if WiFi isn’t there then I use my data. The majority of the time there is WiFi that I can connect to.
Let’s run the numbers to see how much money I will be saving each month by giving up Sprint and switching to Republic Wireless.
In order to use Republic Wireless you have to purchase one of their phones. Their phone prices now range from $179- $699.
I bought the Moto X Pure edition for $349. ( You can always choose to pay $21/monthly until the phone is paid off) My monthly bill will be $30.00 a month. If I stay with Republic for two years it will cost me $1,069.00.
Let’s see how much it would cost me if I decided to sign up for another 2 year contract with Sprint. If I’m signing up for a 2 year contract I always wanted to choose the most recent phone. In this case I would want the Samsung Galaxy Note 7 (I’ve always been an android lover, Sorry Republic doesn’t have iPhones). I could opt in and pay $35.42 a month for two years for the phone or pay $349.99 after the mail in rebate.
Let’s pretend I chose the rebate option and wanted 3GB of data for $30.00 a month (unlimited data would cost $60.00). To keep it simple I won’t opt in to device protection which would cost an extra $13.00 a month. Some of you would need total equipment protection the way you drop or lose your phones, but that’s none of my business lol.
My package with Sprint would cost me $428.74 ( after taxes, fees, and equipment charges), a $30.00 one time fee activation, plus I’d be paying $75.00 a month for 2 years.
By choosing Republic Wireless total after 2 years- $1,069
If I chose Sprint my total after 2 years- $2,258.74
By choosing Republic I will be saving $1,189.74 in two years. Do you know what I can do with an extra $1,189 dollars, a lot. Put it in my savings, into my business, a course, my debt, a vacation,a new laptop, investing etc. the list goes on and on. There are so many other things I can use that money for instead of a cell phone bill.
Who cares if I don’t have unlimited data usage, big deal. I will live and learn to be more present instead of always having my head down in my phone. This is not a sponsored post by the way Republic Wireless is not paying me (but if you would like to please shoot me an e-mail lol).
I just wanted to share with you my new cell phone plan. It’s important to look at the things you’re paying for and know the yearly costs for them. $84.00 a month doesn’t seem like a lot but after paying it for 2 years it adds up to $2,016.00. On top of all the other bills that you already have.
Is there anything that you’re currently paying for that you can cut back or downgrade on and use the extra money towards something else?