How do you figure out what path you’re supposed to be on

October 4, 2015

How She Paid off $22,000 of Credit Card Debt

October 4, 2015

The Race To Erase Debt Challenge

October 4, 2015

The Race To Erase Debt Challenge:
What’s up everybody!!!

Someone requested that I do a challenge. So I wanted to offer this challenge to you, if you choose to accept it. I am excited and nervous all in one lol. It’s the good kind of nervous though. I have already surveyed my subscribers about this challenge 99% of people said Yes they were interested 1% said No.

Here’s the deal we all want to get rid of our debt right? Or at least pay a significant amount of debt off. What if we made paying off our debt into a game?

If it takes a village to raise a child, maybe it also takes a village to pay off debt.

There will be 19 people who sign up and applied to be apart of the challenge. (I will be the 20th person, except I can’t win)

If you’re interested in submitting an application please fill out the from here.


If you’re interested in submitting an application please fill out the from here.

Below are the details without the graphics:
This race requires each player to pay $5 a week for 11 weeks ($55). At the end of the 11 weeks we see which person has put the most money towards their debt of choice (credit card, student loans..). Whoever has put down the most money towards their debt wins the pot of money $1,100. You can use this money to pay off a large chunk of debt, throw it in your savings, or do whatever you please because it would be yours!

(There would be a 1.00 fee each week so technically you would end up paying $66.00 total I would collect the money upfront)

The challenge starts when we get 20 people to sign up. It will start the following week and last for 11 weeks.

If I have less than 10 people that sign up I will push the challenge back a week and wait for more people to join. If after a week we don’t have 10 people I will refund your money.

If we have 10 or more people we will start, but our goal is to get 20 people. The amount that the winner receives in the end is based on how many people actually join the challenge.

I’ve extended the application deadline, feel free to sign up. We are waiting for you to join our debt support group!

I will review the applications and email the winners. Once the winners are chosen I will send you a pay pal link for $66.00. ($5.00 a week for 11. Weeks + 1.00 fee per week)

Once you pay the $66.00 you are officially apart of the debt dare challenge.

I will enter your email into the private Facebook group where you will have access to me and the other members.

Inside this group we will discuss ways on how to make more money to put towards our debt, sharing tips, ticks and inspiration. I will also be cheering everyone on each week. This is a positive group and we are there to encourage each other. You are not paying off debt alone. Think of this as your debt support group!

Each week every person must email me with a screen shot of their debt and how much they’ve paid off that week.

I will then create a chart with how much each player has paid off for that week. I will keep the names anonymous and share it with the group.

At the end of the 11 weeks whoever put the most money towards their debt wins. The pot of money $1,100 (This number could change depending on how many people decide to pay and enter)

You may be wondering well how much debt do I need to have in order to enter. Whether you have 1,000 of credit card debt or $5,000 credit card debt, or 24, 000 of student loan debt at the end of the 11 weeks who ever put the most money towards their debt wins. So even if you’ve paid off your 1,000 credit card and another person put 2,500 towards their credit card debt this person would win. In the end we are all winners. We are all one-step closer to getting rid of debt.

You are also winners because you’ve helped someone else pay off their debt.

A generous person will prosper, and anyone who gives water will receive a flood in return. Proverbs 11:25

I’m hoping everyone who enters this challenge will be honest and only use their own money and that no cheating will be involved.
If you’re interested in submitting an application please fill out the from here.


Contest Rules

These are the Official Rules (“Rules”) for Race to erase debt contest sponsored by me! By entering this Contest, you agree to be bound by these Rules and any decisions of the Sponsor(s) regarding this contest.

  1. The Contest will commence at 8 AM Eastern Daylight Time (EST) on October 12, 2015 and end at 11:59 PM (EST) on January 21, 2016 (the “Contest Period”).
  2. Minors under 18 Years of Age: Minors under age 18 are prohibited from registering to enter the race to erase debt contest. If you are under 18 years old, please do not attempt to register with this site or send any information about yourself to us. Young Yet Wise does not knowingly allow users under age 18 to register nor does Young Yet Wise knowingly collect information about minors under age 18.
  3. To enter you must fill out a form and make a purchase during the time to enter. Entries that are lost, late, misdirected, illegible, incompletely received, or incomplete, for any reason, will not be eligible and are not the responsibility of Young Yet Wise and its sponsors. Proof of sending will not be deemed to be proof of receipt.
  4. 1 winner will be chosen at the conclusion of the contest on January 21, 2016. The winner will be selected by whoever pays the most money towards their debt the one winner will be notified within 3 days. The prize is $550.00.
  5. Winners may be required to execute an Affidavit of Eligibility, a Liability Release, and, except where prohibited by law, a Publicity Release and if required for tax reporting purposes, to provide their tax identification number (by completing a Form W-9) (collectively the “Winner Documents”) as a condition to winning the prize. Any potential winner that fails to return the Winner Documents within seven (7) days of their being sent by the Sponsor will forfeit his/her prize and a new winner will be selected based on a random drawing of eligible entries.
  6. There are no substitutions, include cash substitutions, for prizes, except that Young Yet Wise reserves the right to substitute a prize of equal or greater value if a particular prize is not available. Prizes are not transferable.
  1.  All federal, state/provincial/territorial, and local taxes, fees and surcharges (whether foreign or domestic, and including income, sales, and import taxes) on prizes are the sole responsibility of the prize winners.
  2. Acceptance of any prize constitutes prize winner’s permission for the Released Parties to use prize winner’s name, photograph, image, likeness, voice, biographical information, statements and complete address (collectively, the “Attributes”), for advertising and/or publicity purposes worldwide and in all forms of media now known or hereafter devised, in perpetuity, without further compensation or authorization, (except where prohibited by law), and each winner hereby releases the Promotion Entities from all claims arising out of the use of such Attributes. The winner’s first name, last initial, city and state may be disclosed on and its newsletters, Twitter account, and Facebook page as well as by the Contest Sponsor(s). Winner may also be asked to give a short quote for Contest promotion and announcements.
  3. There is no discrimination in treatment of contest entrants.
  4. Void where prohibited by law.


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