So I was at the gym this morning and Drake’s old song “Stunt on you” started playing:
“It’s 10 O’clock on a Wednesday and I know your home
Drivin up and down your street
Hopin that you’ll come outside
Cause I just got paid and I went and bought the car you wanted
And I just need you to see me
Childish as it seems, it’ll make it all better, better
Selfish as it is, this just ain’t about you no
Did me wrong every time we were together, -gether
And that’s why
I’m gonna stunt on you”
I thought the lyrics were funny because honestly I don’t plan to stunt on anyone except on my old self.
That’s right you know that at times the person in the mirror can be our own worst enemy.
Sometimes I still cringe at the things my old self would do or let’s be honest not do.
And every now and then if you don’t put your foot down the old you will try to pop back into your life like a ex sending you a “hey big head” or a “You awake?” text.
If you’re reading this email I’m guessing that you want to be better in some aspect of your life.
So here are 4 Ways You Can Stunt on the Old You because the old you doesn’t want you to be great and ain’t nobody got time for that.
1. Paying more than the minimum on your debt.
Before I started to get serious about paying off my debt I was only paying the minimum balance each month which was $300.
Paying $300 a month it would take me 19 years and 10 months to pay off my original $38,500 loan which ends up now costing me $71,217.
I would have paid $32,717 just in interest.
Yes you read that correctly,
$32,717 just in interest!
Paying $400 a month it would take me 11 years and 10 months to pay off my original $38,500 loan which would end up costing me $56,688. I would have paid $18,188 just in interest.
Just by paying an extra $100 on my student loans I would save $14,529.
Even if you can only put an extra $25 towards your debt do it, it will pay off in the long run.
BTW I talk more about my debt strategy and just how to handle your finances as an adult in general in my new course Eliminate 5k of Debt. Don’t let the title fool you so much more in here besides debt. (How to create your spending plan, saving tips, side hustle ideas, things to do before you start investing And just better ways to be financially savvy…)
2. Making better dating choices
The person you’re dating could have a HUGE affect on your money. Now I don’t have time to tell you how many dumb decisions I’ve made when it comes to dating and “love”, but choose your partners wisely it will save you a TON of money in the long run.
3. Actually taking the time to look at your bank account and purchases more often.
How many times a month do you actually sit down and go over your purchases? Like open up your bank and credit card accounts to make sure it aligns with the spending plan that you created? You did create that plan right? If not this post Sticking to a budget without feeling like you’re missing out on life might help you.
4. Giving yourself real goals with a real action plan and real deadlines.
Free to spend as much as I wanted when I wanted to without feeling restricted.
But I also realized that by not setting goals with real deadlines each birthday would pass by and I would kind of still be in the same place.
Which was an awful feeling. Make sure you’re taking time to give yourself some goals, create a plan and reach your deadline!
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