I know why you’re here, you’ve come to a place in your life where you know it’s time to get your finances in order. You’re tired of not saving money, having a plan for your debt and not investing. Your parents are getting older and they didn’t always handle their money properly. ( And no offense, but you don’t want to end up in their exact financial situation.) Not being able to provide for your future family keeps you up late at night because you don’t want your kids to have the same childhood that you had. You want to be able to provide a better life for your future family.
Well you’ve come to the right place. I’m Candice Marie your personal finance friend that wants you to win this year and beyond.
5 years ago I had a negative net worth. I didn’t want to check my net worth because I knew it would be in the negatives. I was afraid. I had just started Young Yet Wise a few months before. Honestly creating Young Yet Wise has helped me stay on track and learn more about my own money. When I started Young Yet Wise I only had my 401k from my company. I had no Roth Ira, no individual stocks, no money plan, very little savings, credit card debt, and student loan debt.
Once I added up everything I owned (assets) and subtracted it from everything that I owed (debt and other liabilities) I was in the negatives. I knew I had to do something to change this. I had to create a plan and stop only paying the minimum balance on my credit cards and student loan debt. That’s exactly what I did I now have a positive net worth and my goal is to help you do the same.
Here are some of my favorite posts to get you closer to reaching your money goals:
4 powerful things that happen when you start tracking your net worth
4 blog Post reveal their best paying off debt strategies
Ways to make money why one source of income isn’t enough
Money tips I wish I learned sooner
Are you ready to slay your debt?
All you have to do is download this risk free chapter to begin your quest to be debt free!