Personal Finances

Credit unions vs big banks: Who should you trust?

May 27, 2017
Credit Unions vs banks

What’s the difference between a credit union and a big bank? So what exactly is a credit union? Google defines a credit union as a non profit making money cooperative whose members can borrow from pooled deposits at low interest rates. They really care for the people and have their best interest at heart. A credit union is like. Friends and family saying here take …

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Zero sum budgeting: Is it for you?

May 25, 2017
zero sum budgetting

As you know I’m a personal finance book junkie, and I often find myself re-reading personal finance books over and over again just to freshen up my own personal finances. Recently I re-read Zero Down your debt Reclaim your income and build a life you’ll love by Holly and Greg Johnson. This book is all about zero sum budget also known as zero-based budgeting. What …

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7 Deadly Mistakes to avoid while investing in your 20s

May 2, 2017
investing in your 20s

The following article is contributed by Amy Nickson. 7 Deadly Mistakes to avoid in your hard earned money investment When you make a decision to invest money for your future, you need to check out which investment strategy can suit you the best. You need to learn a number of things before you select any investment strategy. With the help of the right strategy, you …

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How to Save for Pleasure + Vacations Without Breaking the Bank

April 2, 2017

*This post may contain affiliate links There are two types of friends in this world: the planners and the adventurers. The Adventurer, we’ll call friend one, will send a text saying: “Girl! I found a great flight to Barbados, $200 round trip for next weekend. Pack your bags because we’re going! Buy your ticket, put in your vacation days, and we’ll figure out hotels later.😜” …

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Top 3 lessons my debt coaching clients have taught me

March 26, 2017
3 lessons my debt coaching cleints have taught me

Top 3 lessons my debt coaching clients have taught me My first paid debt coaching client was from a good friend that I’ve known since middle school. We’ve traveled together, had drinks together, dinner together, even clubbed together. We’ve talked about our careers and our loved ones, and of course the topic of money came up. But there was never any pressure since we were …

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4 powerful things that happen when you track your net worth

March 19, 2017

Years ago, I was afraid to track my net worth because I knew that I would be in the negatives. In case you don’t know, your net worth is simply all of your assets minus all of your liabilities, or everything you own minus everything you owe. After having a negative net worth for a few years, I decided I couldn’t avoid that fear any …

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